PocketAll your financial tools.
one powerful platform.
Free, smart tools to help you plan, borrow, and grow your money with confidence. Built privacy-first, real-time results, and completely mobile-optimized.
Trust process not rush on.
Pick a tool
Choose from our catalog of 35+ calculators spanning tax, loans, investments, and business margins.
Enter your numbers
Input your parameters using clean sliders, date-pickers, and intuitive numeric inputs.
Get instant insights
Instantly visualize growth, breakdown splits, and compare strategies on modern charts and schedules.
Popular combinations
Use tools together for the best results.
Budget + Debt payoff
Plan your budget, then attack debt strategically.
Loan + Calculator
Know what you can borrow, then compare options.
Savings goal + Investment guide
Set a target, then grow it with smart investing.
"Before using this platform, I was constantly second-guessing my financial decisions. I didn't know if I was borrowing too much or planning things the right way. After trying the tools here, everything became clear within minutes."
Not sure where to start?
No hidden fees
Everything on Pocket Accountant is 100% free and open, with no sign-ups or subscription locks.
Expert reviewed
Calculations adhere to latest tax updates (like FY 2025-26 Indian slabs) and financial formulas.
Bank level security
Your inputs remain local to your browser. Your data is private and never leaves your computer.
🧾 Tax & Salary
GST Calculator
Add or remove GST with all Indian slabs (0/5/12/18/28%). Shows CGST, SGST and IGST split.
Income Tax Calculator
Calculate income tax for FY 2025-26 (AY 2026-27). Compare new vs old regime slabs side-by-side.
HRA Exemption
Calculate House Rent Allowance (HRA) tax exemption u/s 10(13A) for metro/non-metro cities.
TDS Calculator
Calculate Tax Deducted at Source (TDS) rates and net amounts for various payment categories.
Capital Gains Tax
Estimate short term and long term capital gains (LTCG/STCG) tax on shares, property & debt.
CTC to In-Hand
Break down annual CTC into basic, HRA, PF, tax and monthly take-home salary.
Gratuity Calculator
Calculate your legal gratuity payout based on service years and basic salary + DA.
EPF Calculator
Project your Employee Provident Fund retirement balance with employer/employee splits.
Retirement Planning
Determine required retirement corpus and monthly SIP savings to secure financial freedom.
🏦 Loans & Invest
EMI Calculator
Calculate monthly loan payments (EMI) using the standard reducing balance formula.
Home Loan EMI
Check housing loan EMIs, interest payable, and view monthly amortization schedules with prepayments.
Car Loan EMI
Calculate monthly payments for auto finance, pre-owned cars and verify loan repayment schedules.
Personal Loan EMI
Estimate unsecured personal credit EMIs and interest burdens for various banks.
Education Loan EMI
Check student loan payments, including interest accumulated during college moratorium periods.
Loan Eligibility
Determine maximum home or personal loan limits based on salary, existing commitments and FOIR.
SIP Calculator
Project future values of monthly SIP investments with compounding, step-up options and inflation.
FD Calculator
Find Fixed Deposit (FD) maturity values with quarterly, monthly, or yearly compounding interest.
PPF Calculator
Calculate Public Provident Fund maturity corpus and interest yields under current government rates.
RD Calculator
Find Recurring Deposit (RD) returns for monthly savings compounding quarterly.
NPS Calculator
Estimate pension wealth and monthly annuity streams from National Pension System accounts.
SSY Calculator
Calculate Sukanya Samriddhi Yojana (SSY) daughter education savings corpus growth.
Lumpsum Calculator
Find maturity values for one-time capital investments with compounding growth rates.
SWP Calculator
Plan monthly systematic withdrawals from your investment capital during retirement.
CAGR Calculator
Calculate compound annual growth rate of stocks, portfolios, or business revenues.
Mutual Fund Returns
Project long term returns for mutual fund investments with SIP or lumpsum options.
💪 Health & Math
BMI Calculator
Check your Body Mass Index (BMI) and healthy weight limit category under WHO guidelines.
Calorie Calculator
Calculate daily maintenance calories, mild loss, and active fat loss targets based on exercise.
Percentage Calculator
Solve percentage fractions, percentage shifts, value decreases, and markup ratios.
GPA Calculator
Convert academic course letter grades and credits into semester GPA readouts.
Fraction Calculator
Add, subtract, multiply, and divide fractions. Shows simplified fraction steps and decimals.
Scientific Calculator
Full visual scientific keyboard for calculations (sin, cos, tan, log, parentheses).
⚙️ Utils & Business
Age Calculator
Check exact age in years, months, days lived, and countdown to your next birthday.
Word Counter
Count words, characters, sentences, paragraphs, and estimate reading speed in real-time.
Password Generator
Generate secure random passwords with custom lengths, numbers, and symbols.
Unit Converter
Convert length, weight, area, and temperature values across global metrics.
Date Calculator
Find the exact days elapsed between two dates, or add/subtract days from a target date.
Love Calculator
Test compatibility between names using our fun matching percentage algorithm.
Profit Margin
Calculate cost of goods, selling price, gross profit margins, and markup percentages.
Break-Even
Find the required sales volume and revenue threshold to cover fixed and variable business costs.
ROI Calculator
Determine Return on Investment percentage and annualized yield on financial cost inputs.
AdSense Revenue
Project daily, monthly, and yearly website ad earnings based on traffic views, CTR, and CPC.
Inflation Calculator
Measure the drop in purchasing power and project future equivalents of cash values.
Compound Interest
Calculate compound growth with compounding frequencies and compare with simple interest.
Simple Interest
Check simple interest returns on loans or principal deposits with time periods.
Why Pocket Accountant?
Real-time results
Numbers update as you type. No "Calculate" button, no waiting, no page reloads.
100% private
All calculations run in your browser. Your salary, loan amount and CTC never leave your device.
Mobile-first
Designed for phones first. Large tap targets, Indian rupee formatting, and dark mode included.
Free Indian finance calculators — explained
Pocket Accountant is a small, focused collection of finance calculators built specifically for Indian users. Whether you're a freelancer computing GST on an invoice, a salaried employee trying to understand your in-hand salary, or a first-time investor estimating SIP returns, the maths is rarely the hard part — finding a clean, fast, ad-light tool to do it is. That gap is what Pocket Accountant fills.
Each calculator on this site runs entirely client-side. That means once the page loads, no further network requests are made for the maths — you can switch off your internet and the calculators will keep working. This also means your inputs (your salary, your loan amount, your investment) never touch a server. For a finance tool, that privacy guarantee is non-negotiable.
We've used Indian number formatting throughout — amounts display as ₹1,20,000 (lakhs and crores, not millions), and tax slabs reflect the FY 2024-25 Union Budget for both the new and old regimes. Where relevant, calculators also show CGST/SGST/IGST splits, HRA exemption logic, and the reducing-balance EMI formula. Each tool includes a worked example, a short formula explainer, and a 5-question FAQ to help you interpret the numbers correctly.
How to use these calculators
Start by picking the calculator that matches your need from the grid above. On every calculator page, the tool sits at the top of the page — just type your numbers into the inputs and the results update instantly. Below the tool you'll find a formula explanation (so you can verify the maths yourself), a worked example with realistic numbers, and a short FAQ covering edge cases and common confusions. At the bottom of each page we link to related calculators that you might also find useful.
If you spot a calculation that looks off, please reach out — we'd rather fix it than ship a wrong number. All formulas are documented on each page so you can sanity-check the output against any other calculator or your own spreadsheet.